Compliance Manager (Global Financial Licensing) - Toa Payoh
About the Role:
We are seeking a highly experienced Compliance Manager to lead and oversee our global financial licensing applications, with a primary focus on payment and lending licenses across multiple jurisdictions. The ideal candidate will be well-versed in financial regulatory frameworks, have a strong track record of successfully obtaining financial licenses, and be able to navigate complex cross-border compliance requirements.
As a key member of the compliance team, you will collaborate with legal, business, and regulatory authorities to ensure that all licensing applications are aligned with global financial regulations and business expansion goals.
Key Responsibilities:
- Global Financial Licensing & Regulatory Approvals:
- Lead and manage the end-to-end process of applying for payment and lending licenses in key global markets (e.g., Singapore, Hong Kong, UK, US, Europe, and emerging markets).
- Act as the main liaison with financial regulators such as MAS, FCA, SEC, HKMA, FinCEN, and other relevant authorities.
- Oversee regulatory gap analysis, ensuring business practices align with licensing requirements.
- Stay up to date with global regulatory changes and adapt compliance strategies accordingly.
- Regulatory Compliance & Policy Implementation:
- Develop and implement internal compliance frameworks to ensure ongoing adherence to licensing conditions.
- Establish governance structures for compliance monitoring and regulatory reporting post-license approval.
- Work closely with legal, and finance teams to ensure that the company operates within the boundaries of global financial regulations.
- Ensure all required policies (AML, CFT, KYC, data protection, capital requirements, risk management) are in place and maintained.
- Cross-Border Compliance & Business Expansion:
- Advise business teams on regulatory risks and license feasibility when entering new markets.
- Support cross-functional teams in structuring regulated and unregulated financial products while ensuring compliance.
- Develop compliance roadmaps for international expansion in payment processing, remittance, and lending services.
- Stakeholder Management & External Coordination:
- Work closely with external law firms, consultants, and regulatory bodies to streamline licensing processes.
- Represent the company in regulatory meetings, audits, and compliance discussions.
- Train internal teams on compliance obligations related to financial licensing.
Qualifications & Experience:
- 5+ years of experience in regulatory compliance, with a focus on financial licensing (payments & lending).
- Proven track record of successfully securing financial licenses in multiple jurisdictions.
- Deep understanding of global financial regulatory frameworks (MAS, FCA, SEC, HKMA, FinCEN, etc.).
- Experience working with fintech, payment institutions, digital banks, or financial services firms.
- Strong knowledge of AML, CFT, KYC, PSD2, EMIs, MTLs, and financial risk frameworks.
- Exceptional ability to manage regulatory relationships and handle cross-border compliance.
- Strong analytical, problem-solving, and project management skills.
Excellent communication and stakeholder management skills.
Why Join Us?
Join a fast-growing international fintech company with global ambitions, where you will play a pivotal role in leading compliance efforts to secure financial licenses across multiple key markets. Work alongside a dynamic, cross-functional team that is driving financial innovation and expanding the company’s presence globally.This is a unique opportunity to shape regulatory strategy and contribute to the company’s business growth while enjoying attractive benefits in a forward-thinking and rapidly evolving industry.