Credit Analyst (Large Corporates/$10K) - Geylang - ref. t23810615

Responsibilities:

• Conduct review and analysis of existing and potential borrowers for independent and impartial presentation of credit risk assessment.
• Conduct independent and impartial credit risk analysis of existing and potential borrowers for (amongst others) creditworthiness and repayment capability.
• Prepare and present annual and quarterly (if required) “Credit Review” to the Branch Senior Management for existing and potential new Japanese and non-Japanese customers within stipulated framework pursuant to Head Office and branch’s policies and procedures (“P&P”).
• Independently support credit rating (“CRR”) application proposed by Credit Investment Department.
• Preparation of monthly report to Branch Senior Management (at Credit Committee Monthly meeting) tracking disclosure and receipt of financial statements, and completion of Credit Reviews and CRR reviews within timelines pursuant to Head Office and branch’s P&P.
• Preparation of monthly self-review checklist reporting department’s work schedule to Branch Senior Management.
• Preparation of financial and non-financial covenants via respective quarterly and monthly report to Branch Senior Management together with detailed verification of individual covenants certificate provided by agent banks undertaken from time to time.
• Liaise with Head Office regarding credit control, when necessary, which includes but is not limited to communications by e-mail or telephone.
• Organize Credit Committee Individual Proposal/Monthly meetings. Prepare and circulate minutes thereof and maintain originals together with related materials so presented.
• Conducting research and producing report on credit issues relevant to branch’s credit portfolio.
• Assist, train and provide oversight for junior or new colleagues to facilitate smooth running of CC Department operations.
• Lead, undertake, assist and support CC Department’s drive to shift away from mechanistic compliance to individual assumption for practices that promote a culture of accountability and good conduct.
• Support Head of Department in endeavors to achieve CC Department’s targets.
• Undertake other tasks regarding credit control under the direction of Head of Department.
• Work in the other departments in the Branch when appointed by Branch Senior Management.

• Bachelor's degree in relevant field
• About 15 years of credit analyst experience in banking industry with writing credit papers
• Substantially in credit analysis of large corporates
• Team leading experiences would be advantages

Interested candidates who wish to apply for the advertised position, please click on “Apply”. We regret that only shortlisted candidates will be notified.

By sending us your personal data and curriculum vitae (CV), you are deemed to consent to PERSOLKELLY Singapore Pte Ltd and its affiliates to collect, use and disclose your personal data for the purposes set out in the Privacy Policy available at https://www.persolkelly.com.sg/policies. You acknowledge that you have read, understood, and agree with the Privacy Policy.